I am one of those people who function better by writing things down. One day, I realized that most of my notes don’t have to be private, so here they are - my second brain. Be warned that, if you stumble upon something here that doesn’t make sense to you, it isn’t meant to!
Cost difference of Admiral vs Target mutual funds from Vanguard
Cost of Vanguard Target funds: 0.15% or $150 per $100k Cost of 4-fund approach through Vanguard Admiral funds: (53.8*0.04 + 36.1*0.11 + 7.1*0.05 + 3*0.11)*100000/(100*100) or $68 per $100k Total savings: $82 per $100k.